subject matter insured

Article51if the risk associated with the subject-matter insured has already occurred or ceased to exist at the time an insurance contract is entered into, the contract shall be void.

第五十一条保险契约订立时，保险标的之危险已发生或已消灭者，其契约无效；

The Assured must be interested in the subject-matter insured at the time of loss though he need not be interested when the insurance is effected.

虽然投保时被保险人无需对保险标的具有利益，但在保险标的灭损时，他必须对其具有利益。

Amended the Insurance Act has been implemented for over a year, when it provides for the transfer of the subject-matter insured, insured persons and informed the insurer of the insured, the insurance contract can be changed.

修改后的《保险法》已经实施一年多，它规定了保险标的转让时，投保人和被保险人只要通知保险人，保险合同即可变更。

At common law an insurance contract is not enforceable unless the insured has an insurable interest in the subject matter of the contract.

按照普通法，只有当投保人对保险合同的标的具有可保险利益时，保险合同才有强制性。